Privacy Policy

First Credit Line website is owned by First Credit Line, which is a data controller of your personal data.

We have adopted this Privacy Policy, which determines how we are processing the information collected by First Credit Line, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using First Credit Line website.

We take care of your personal data and undertake to guarantee its confidentiality and security.

PERSONAL INFORMATION WE COLLECT:

When you visit the First Credit Line, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the installed cookies on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, what websites or search terms referred you to the Site, and how you interact with the Site. We refer to this automatically-collected information as “Device Information.” Moreover, we might collect the personal data you provide to us (including but not limited to Name, Surname, Address, payment information, etc.) during registration to be able to fulfill the agreement.

First Credit Line collects the information customers provide while using our website, such as when customers complete registration forms or purchase products. This may include name, contact information, and other details necessary to complete transactions. In order to provide correct credit score, we collect payment and financial data including bank statement, payment card number, and other details associated with customers’ bank accounts.

The information customers provide is used for personalizing services, ensuring customers’ payments go through, and setting up customer accounts. We may use the data collected to create profiles of our customers and provide them with better services. For example, the information we have about the customer’s credit history is used to customize offers of loans and credit sponsors.

First Credit Line may provide some of its services through third-party companies. However, we ensure that any personal information are transferred securely and never share customers’ confidential data.

WHY DO WE PROCESS YOUR DATA?

Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.

You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website’s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website’s features. For example, you won’t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via the Contact Us form on the Contact Us page.

LINKS TO OTHER WEBSITES:

Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties' privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.

INFORMATION SECURITY:

We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We keep reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and personal data disclosure in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed.

COOKIES AND OTHER WEB TECHNOLOGIES

We use cookies and other technologies to help us recognize customers’ devices, keep track of their visit on the website, and provide more personalized services. We may also use this to collect information about customers’ browsing activities.

DATA RETENTION

First Credit Line keeps customers’ data only for as long as the data is necessary to provide our services. In accordance with applicable laws, we may also keep customer data in certain circumstances after customers have ended their relationship with us, such as for legal protection, dispute resolution, and compliance purposes.

SECURITY

We take appropriate security measures to protect customers’ data against unauthorized access and disclosure. We also maintain firewall, encryption, and other measures to protect the security, integrity, and privacy of customers’ data.

LEGAL DISCLOSURE:

We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

CHANGES TO THIS PRIVACY POLICY

This Privacy Policy may change from time to time. If significant changes are made, we will notify customers by placing an announcement on our website.

CONTACT INFORMATION:

If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may contact us through our Contact Us form.